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A Share Certificate Account is a term investment offering a guaranteed dividend rate to maturity. A certificate account provides higher yields on funds investedanywhere from three months to five years. With a minimum opening deposit of $1,000, the dividend is calculated on a day-of-deposit to day-of-withdrawal basis.Dividends may be credited directly to the Share
Certificate or to another credit union account of your choice. Share Certificates could have an early withdrawal penalty.
View up-to-date information on our current rates.
 Want your money to work for you? Invest it in a share savings certificate. They allow members
to save definite amounts for defined periods of time to build a more prominent nest egg for the future while receiving
the highest rates available at Desco. (Certain amounts and time periods are conditions for this service).
Certificates are a stable investment with a fixed rate and fixed at the time of purchase.
Desco rates are among the highest available.
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