 |
Current Savings Interest Rates
Effective May 1, 2008 |
|
CERTIFICATES OF DEPOSIT |
SHARE CERTIFICATES
OF DEPOSIT (CDS) |
MINIMUM
DEPOSIT
|
ANNUAL
PERCENTAGE
RATE** (APR)
|
ANNUAL
PERCENTAGE
YIELD (APY)
|
|
31 Days |
$2,500 |
2.00% |
2.02% |
|
91 Days |
$2,500 |
2.50% |
2.50% |
|
6 months |
$2,500 |
2.75% |
2.76% |
|
12 months |
$2,500 |
2.75% |
2.77% |
|
18 months |
$500 |
2.75% |
2.77% |
|
24 months |
$500 |
2.75% |
2.77% |
|
30 months |
$500 |
3.00% |
3.03% |
|
36 months |
$500 |
3.25% |
3.30% |
|
48 months |
$500 |
3.50% |
3.56% |
|
60 months |
$500 |
3.50% |
3.56% |
** Add .10% to the rate for an amount of $25,000 to $49,999.00
Add .20% to the rate an amount of $50,000 and over
Certificates must be at least $2,500 to qualify for monthly dividend payments.
|
|
|
CHECKING ACCOUNT RATES |
|
AVERAGE DAILY BALANCE |
MONTHLY
FEE
|
ANNUAL
PERCENTAGE
RATE (APR)
|
ANNUAL
PERCENTAGE
YIELD (APY)
|
|
Less than $1,000 |
Zero |
Zero |
|
|
$1000.00 - $4,999.99
|
|
0.75% |
0.76% |
|
$5,000.00 - $9,999.99 |
|
1.25% |
1.24% |
|
$10,000.00 - $24,999.99 |
|
2.00% |
2.02% |
|
$25,000 - $99,999.99 |
|
2.00% |
2.02% |
|
$100,000 and above |
|
2.25% |
2.28% |
|
|
SAVINGS ACCOUNT RATES |
|
AVERAGE DAILY BALANCE |
MONTHLY
FEE
|
ANNUAL
PERCENTAGE
RATE (APR)
|
ANNUAL
PERCENTAGE
YIELD (APY)
|
|
Less than $50 |
$3.00 |
|
|
|
$50.00 and over |
|
.75% |
.76% |
|
|
HEALTH SAVINGS ACCOUNT RATES |
|
AVERAGE DAILY BALANCE |
MONTHLY
FEE
|
ANNUAL
PERCENTAGE
RATE (APR)
|
ANNUAL
PERCENTAGE
YIELD (APY)
|
|
Any Amount |
|
3.00% |
3.02% |
|
|