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Auto & Truck Loans Is 0% always the best deal? CHECK WITH YOUR CREDIT UNION FIRST! Make sure you call the credit union to inquire about a car loan before you finance a new car with a car dealer. There are many times where a car loan at the credit union will be better for you in the long run even though the interest rate from the dealer is lower than the credit union’s. Many program cars qualify as new vehicles at the credit union. If the car is a current or previous year model with less than 25,000 miles, you can finance it at the new car rate. Please check with the credit union before you lease a vehicle. There are many instances where a lease is not advantageous to you. Call the credit union and we can explain. The Today show tells why you should finance your car at the credit union? Current Events and Special Promotions Visit Desco For You