Desco offers Skip a Pay - a loan payment option that can help you through the holidays. Skip one loan payment per year and still remain current with your loans. Pay a small fee of $30 and skip one loan payment.
Call us for details 800-488-0746 X 0.

About Desco

Also in this section:

   What is a credit union?

   History of Credit Unions

   Who can join Desco?

   What services do we offer?

   Branch Locations

   Board of Directors

   How is our money protected?

   Privacy Policy

   Online Services Disclosure

   Employment Opportunities

Who Can Join Desco?

with a deposit as little as $5.00

Open to You!

Residents of Scioto and Lawrence County in Ohio, Boyd County in Kentucky, and Cabell and Wayne in West Virginia are automatically eligible to become a member of the credit union.

In addition, you may qualify through family relationships, employment, association membership, religious affiliation, or attendance at a local university. Contact your closest branch office to determine how you may be eligible to take advantage of all of our services.



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


We can help make it easy to switch to Desco. Click and download our "Switch Kit".
Routing #: 242278823
Main Office Portsmouth, OH
740-354-7791     1-800-488-0746
Serving Ohio, West Virginia and Kentucky
Equal Housing Lender        NCUA        MasterCard Secure Code    Vision and Mission:
To create value for our members
Member value is defined as providing
high quality competitive products and services,
delivered by friendly supportive and knowledgeable
staff, all from a safe and sound organization.