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Lending at Desco

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Lending at Desco

Almost everyone finds a need to borrow money to meet their goals. When that time comes, we can help you by providing a variety of loan types and terms. Our knowledgeable loan specialists are available to help you structure loans that meet your needs and your budget.

No matter what type of loan you may need, borrow responsibly. To prevent financial difficulties, manage debt and spending wisely; borrow within your means; create and stick with a spending plan that takes into account all your financial obligations; and consider the increasing prices of gasoline, utilities, and groceries.

When you apply for any loan, approval will be based on the following criteria:

  • Credit Bureau information
  • Employment
  • Debt ratio
  • Collateral
  • Ability to pay
Always ask yourself the following question: How much can I realistically afford to spend on loan payments and still live within my means?

Help for College

Equal Housing Lender

Desco is an Equal Housing Lender
What does that mean?



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Routing #: 242278823
Main Office Portsmouth, OH
740-354-7791     1-800-488-0746
Serving Ohio, West Virginia and Kentucky 		Equal Housing Lender           NCUA           MasterCard Secure Code