All Desco offices and drive through locations will be closed on Thanksgiving Day, Thursday, November 23, 2017.
Only drive through locations will be open on Friday, November 24 and Saturday, November 25.

Savings & Checking

Also in this section:

   Current Interest Rates

   Share Accounts

   Checking Accounts

   Share Certificates

   Individual Retirement Accounts

   Savings for Kids!

   Switch your accounts to Desco

Savings are important!

Move your Accounts to Desco Today  

We all have financial goals: A house, a car, travel, and even early retirement. The more money that you can save the faster these goals will be met. And, most importantly, your savings will help you avoid debt when unforseeable situations develop. Most people don't save as much as they would like to. Or they don't save at all. Today's cost of living may make saving seem impossible. Let Desco help you start today.

Make saving a priority!

Establish your goals and determine how much it will cost to meet each one. Then make your plan:
  • Decide when you want to reach each goal
  • Treat your savings as a required monthly payment just like utilities.
Look for money to save!

Even though it may be difficult most of us can find extra money:
  • Avoid impulse buying and use discipline to buy only what you need - not what you want.
  • When you go shopping prepare a list and carry only the cash that you need to make those purchases. Avoid the temptation of credit cards.
  • Many creditors will give borrowers a lower interest rate if they're asked.
  • List and prioritize your non-essential purchases. Then eliminate as many as you can from the bottom of the list.
  • Do the practical things: Pack a lunch, plan daily trips so as to minimize gasoline costs, etc.
Save money first!

Once you've made that priority payment then you can allocate your remaining money to cover everything else. You may be surprised when you find out that you can actually make the money go further than it did. Desco can help you make it easier by providing payroll deduction transfers from your employer or providing direct deposit of your entire pay into multiple accounts. Come in and talk to our Member Service Representatives about how we can help you meet your savings goals.

Desco 2017 Holiday Schedule

January 1 New Year's Day
January 16 MLK Day
February 20 President's Day
May 29 Memorial Day
July 4 Independence Day
September 4 Labor Day
October 9 Columbus Day
November 23 Thanksgiving Day
November 24 Only Drive Thru's Open
November 24 Lobbies Closed
December 25 Christmas
January 1 New Years Day

Routing #: 242278823
Main Office Portsmouth, OH
740-354-7791     1-800-488-0746
Serving Ohio, West Virginia and Kentucky
Equal Housing Lender        NCUA        MasterCard Secure Code    Vision and Mission:
To create value for our members
Member value is defined as providing
high quality competitive products and services,
delivered by friendly supportive and knowledgeable
staff, all from a safe and sound organization.