All Desco offices and drive through locations will be closed on Thanksgiving Day, Thursday, November 23, 2017.
Only drive through locations will be open on Friday, November 24 and Saturday, November 25.

Lending at Desco

Apply for a
Real Estate Loan
Apply for a
Consumer Loan

Also in this section:

   Current Loan Rates

   Real Estate Loans

   Auto Loans

   Desco Signature Loans

   Visa Cards

   Student Loans

   Public Sale Information

   Learn about Credit Scores

Lending at Desco

Almost everyone finds a need to borrow money to meet their goals. When that time comes, we can help you by providing a variety of loan types and terms. Our knowledgeable loan specialists are available to help you structure loans that meet your needs and your budget.

No matter what type of loan you may need, borrow responsibly. To prevent financial difficulties, manage debt and spending wisely; borrow within your means; create and stick with a spending plan that takes into account all your financial obligations; and consider the increasing prices of gasoline, utilities, and groceries.

When you apply for any loan, approval will be based on the following criteria:

  • Credit Bureau information
  • Employment
  • Debt ratio
  • Collateral
  • Ability to pay
Always ask yourself the following question: How much can I realistically afford to spend on loan payments and still live within my means?

Learn how a pre-approved loan can help
See our presentation on WSAZ-TV

Help for College

Equal Housing Lender

Desco is an Equal Housing Lender
What does that mean?

Routing #: 242278823
Main Office Portsmouth, OH
740-354-7791     1-800-488-0746
Serving Ohio, West Virginia and Kentucky
Equal Housing Lender        NCUA        MasterCard Secure Code    Vision and Mission:
To create value for our members
Member value is defined as providing
high quality competitive products and services,
delivered by friendly supportive and knowledgeable
staff, all from a safe and sound organization.