Advantage Checking
If you think all checking accounts are equal, check this out!
- Free Internet Access including viewing your cancelled checks
- Free Mobile Access including mobile check deposit
- Free Online Bill Pay
- Free Telephone Access to your accounts
- Free after-hours Telephone Assistance for Online Billpay and Mobile/Online Access
- Free box of duplicate checks
- Free debit card
- Free e-Statements
- Unlimited check writing
- Greenlight
- $6 monthly service fee
- Monthly service fee waived for members 22 years old or younger, Average Daily Balance of $500 or more, or monthly direct deposit of $500 or more (Advantage Checking only)
Essential Checking
For those who keep a lower balance.
- Free Internet Access including viewing your cancelled checks
- Free Mobile Access including mobile check deposit
- Free Online Bill Pay
- Free Telephone Access to your accounts
- Free after-hours Telephone Assistance for Online Billpay and Mobile/Online Access
- Free box of duplicate checks
- Free debit card
- Free e-Statements
- Unlimited check writing
- No interest earned
- $5 monthly service fee if inactive for 6 months or more
*Free Checks for Eligible Members
As part of our commitment to supporting every stage of our members’ financial journey, DESCO Federal Credit Union is offering 2*free boxes of checks starting December 1, 2025 to all members born on or before 1/1/1960. It’s our way of saying thanks for your loyalty and for being an important part of our community.
- Members born on or before January 1, 1960, are eligible to receive two *free boxes of checks per calendar year.
- *Free check offer applies only to standard check design. Alternate or specialty designs are not included in this promotion.
- Complimentary checks are included annually with all three checking account options.
- Eligible members may request their complimentary checks by contacting their preferred branch or by phone at: 800-488-0746.
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the Credit Union, its affiliates, or any government agency.
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