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Health Savings Accounts


A Health Savings Account (HSA) gives you more flexibility and control over your health care costs.

To qualify for a Health Savings Account, you must meet the following qualifications:

  • Must have a high deductible insurance plan
  • Cannot be covered under another health plan
  • Cannot be claimed as a dependent on anyone’s taxes
  • Cannot be enrolled in Medicare

Benefits Include:

  • Use pre-tax dollars to pay for future medical expenses
  • Account balance is carried over from one year to the next
  • Health Savings Accounts provides an opportunity to save, so you can pay high or unexpected medical bills (Including: Health, Vision, and Dental)
  • Contributions can be made at any time throughout the year
  • You own the account regardless of any job changes


We can explain your options, answer any questions you may have, and help you open your Health Savings Account.  Contact a Member Service Representative for more information.


Not intended as tax advice. Please consult a tax professional.