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Rates

Interest Rates

Effective October 9, 2018

 


Share Certificates

* Add .10% to the rate for an amount of $25,000 to $49,999.99.

* Add .20% to the rate for an amount of $50,000 and over.

* Certificates must be at least $2,500 to qualify for monthly dividend payments.

Scroll Left & Scroll Right

TERMMINIMUM
DEPOSIT
ANNUAL
PERCENTAGE
RATE (APR) *
ANNUAL
PERCENTAGE
YIELD (APY)

31 Days

$2,500

0.30%

0.30%

91 Days

$2,500

0.50%

0.50%

6 months

$2,500

0.60%

0.60%

12 months

$2,500

1.05%

1.06%

18 months

$500

1.10%

1.11%

24 months

$500

1.25%

1.26%

30 months

$500

1.30%

1.31%

36 months

$500

1.55%

1.56%

48 months

$500

2.05%

2.07%

60 months

$500

2.30%

2.33%

 


 

IRA Share Certificates

* Add .10% to the rate for an amount of $25,000 to $49,999.99.

* Add .20% to the rate for an amount of $50,000 and over.

Scroll Left & Scroll Right

TERMMINIMUM
DEPOSIT
ANNUAL
PERCENTAGE
RATE (APR) *
ANNUAL
PERCENTAGE
YIELD (APY)

31 Days

$2,500

0.30%

0.30%

91 Days

$2,500

0.50%

0.50%

6 months

$2,500

0.60%

0.60%

12 months

$2,500

1.05%

1.06%

18 months

$500

1.10%

1.11%

24 months

$500

1.25%

1.26%

30 months

$500

1.30%

1.31%

36 months

$500

1.55%

1.56%

48 months

$500

2.05%

2.07%

60 months

$500

2.30%

2.33%

 


 

Checking Accounts – Regular and Business

 

Scroll Left & Scroll Right

AVERAGE DAILY BALANCEMONTHLY
FEE
ANNUAL
PERCENTAGE
RATE (APR)
ANNUAL
PERCENTAGE
YIELD (APY)

Less than $250

$5.00

 

 

$250.00 - $999.99

Zero

Zero

 

$1000.00 - $4,999.99

 

0.20%

0.20%

$5,000.00 - $9,999.99

 

0.25%

0.25%

$10,000.00 - $24,999.99

 

0.45%

0.45%

$25,000 - $99,999.99

 

0.60%

0.60%

$100,000 and above

 

0.75%

0.75%

 


 

 

Savings Accounts

Scroll Left & Scroll Right

AVERAGE DAILY BALANCEMONTHLY
FEE
ANNUAL
PERCENTAGE
RATE (APR)
ANNUAL
PERCENTAGE
YIELD (APY)

Less than $50

$5.00

 

 

$50.00 and over

 

0.30%

0.30%

 


 

Health Savings Accounts

Scroll Left & Scroll Right

AVERAGE DAILY BALANCEMONTHLY
FEE
ANNUAL
PERCENTAGE
RATE (APR)
ANNUAL
PERCENTAGE
YIELD (APY)

All Amounts

 

0.35%

0.35%

 


 

Loan Rates

** Disclaimer:  The rates posted below are guidelines.  Check with a loan officer at any branch to determine the exact rate for your request.  Rates may vary based on the loan term, down payment, and credit history of the individual(s) applying.  Rate reductions are also available on certain loan types if you setup automatic payment transfers from your Desco checking account.  These posted rates are subject to change.

 

Vehicle Loans

Scroll Left & Scroll Right

TERMAPR
as low as

New Cars and Trucks **

3 years

2.99%

New Cars and Trucks **

4 years

2.99%

New Cars and Trucks **

5 years

3.24%

New Cars and Trucks **

6 years

3.74%

New Cars and Trucks **

7 years

4.74%

Used Cars and Trucks **

3 years

3.99%

Used Cars and Trucks **

4 years

3.99%

Used Cars and Trucks **

5 years

4.24%

Used Cars and Trucks **

6 years

5.24%

Used Cars and Trucks **

7 years

6.24%

Personal Loans

Scroll Left & Scroll Right

TERMAPR
as low as

Signature **

3 years

8.99%

Visa

Scroll Left & Scroll Right

APR
as low as

Regular Visa **


11.24%

For rates on residential first mortgages, click here.

For rates on Home Equity Lines of Credit, motorcycles, motor homes, campers and other personal loans, please contact one of our loan officers or visit a branch near you.


 

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