Important notice to Desco VISA cardholders:Due to our conversion from VISA to Mastercard, credit cardholders that previously used our VISA Card Alerts can re-enroll in Credit Card Alerts on or after September 20th. Credit Card Alerts can be setup through Desco MyCard, accessible directly through our Desco On The Go mobile app. Login and click Card Services to access Desco MyCard, add your new Mastercard credit card, and setup your favorite alerts.
Shop local. Save local. Get extra value for your money! Enjoy the same great features as our Regular Checking account, PLUS:
Local discounts and national retailer deals on shopping, dining, travel, and more – powered by BaZing
Cell phone protection1,2
ID theft aid1,2
$10,000 Travel accidental death coverage2
Health savings card with discounts on prescriptions, eye exams, and more
Only $5 a month!
Member Advantage Checking accountholders can view discount offers through our Desco Advantage mobile app or by visiting our BaZing website.
If you think all checking accounts are equal, check this out!
Free Internet Access including viewing your cancelled checks
Free Mobile Access including mobile check deposit
Free Online Bill Pay
Free Telephone Access to your accounts
Free after-hours Telephone Assistance for Online Billpay and Mobile/Online Access
Free box of duplicate checks
Free debit card
Unlimited check writing
$5 monthly fee
Monthly fee waived for members 22 years old or younger, Average Daily Balance of $250 or more, or monthly direct deposit of $300 or more (Regular Checking only)
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the Credit union, its affiliates, or any government agency.
3 Accounts will be charged the standard Overdraft fee of $25 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid and $25 for items returned. An overdrawn balance must be repaid within 35 days. We may not pay items under your Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to DESCO FCU or if your account is subject to any legal or administrative order or levy.